Residency Advisory

Malta residency programmes and relocation advisory for EU/EEA/Swiss nationals and third-country nationals.

Through Zeta Advisory Services Limited, we act as a Licensed Agent authorised by the Residency Malta Agency for the Malta Permanent Residence Programme (MPRP), and as an Authorised Registered Mandatory (ARM) approved by the Commissioner for Revenue for other Maltese residence programmes. We advise EU/EEA/Swiss nationals and third-country nationals on the full range of Malta's ordinary and special residence programmes, guiding clients through every stage of the application process and ongoing compliance requirements.

EU, EEA & Swiss Nationals

Ordinary Residence

Self-Sufficient

For EU/EEA/Swiss nationals who can demonstrate sufficient financial resources and comprehensive health insurance to reside in Malta without recourse to public funds.

Self-Employed

Enables EU/EEA/Swiss nationals to establish and operate a business or professional activity in Malta, with residence rights linked to their self-employment status.

Employed

For EU/EEA/Swiss nationals taking up employment in Malta. Residence documentation is issued on the basis of a valid employment contract with a Malta-based employer.

Special Residence Programmes

Malta Residence Programme (TRP)

A special tax status programme offering a flat 15% rate on foreign-source income remitted to Malta, subject to a minimum annual tax liability. Available to EU/EEA/Swiss nationals who meet property and financial requirements.

Malta Retirement Programme (MRP)

Designed for EU/EEA/Swiss retirees, the MRP provides a flat 15% tax rate on foreign-source pension income remitted to Malta, with a minimum annual tax of EUR 7,500. Applicants must meet property and health insurance requirements.

United Nations Pensions Programme (UNPP)

A dedicated programme for recipients of United Nations pensions, under which qualifying UN pension income remitted to Malta may benefit from a 0% Malta income tax treatment, subject to programme conditions. Applicants must satisfy property and residency requirements.

Third Country Nationals (Non-EU/EEA/Swiss)

Ordinary Residence

Self-Employed

For third-country nationals seeking to establish or operate a business in Malta. Applicants must obtain an employment licence under the self-employment route, typically meet the applicable minimum invested capital requirements, and demonstrate a viable business plan. Specific thresholds and conditions depend on the applicant's circumstances and policy at the time of application.

Single Permit

The standard combined work and residence permit enabling third-country nationals to reside in Malta on the basis of employment with a Malta-based employer. The Single Permit is issued following a labour market test and employment-licence process, and is typically the default route for third-country national employees.

Single Permit — Key Employee Initiative (KEI)

A streamlined work and residence permit for highly qualified third-country nationals recruited for senior or specialised roles in Malta, offering expedited processing and simplified renewal.

Single Permit — Specialist Employee Initiative (SEI)

Designed for third-country nationals with specialist technical skills or qualifications, enabling employers to fill critical roles through an accelerated permit process.

Special Residence Programmes

Malta Permanent Residence Programme (MPRP)

Grants lifetime permanent residence to qualifying third-country nationals with assets of EUR 500,000 or more. Successful applicants benefit from permanent residency rights and visa-free Schengen travel.

Global Residence Programme (GRP)

A special tax status programme for non-EU/EEA/Swiss nationals, offering a flat 15% rate on foreign-source income remitted to Malta, subject to a minimum annual tax. Applicants must meet property and financial thresholds.

Malta Retirement Programme (MRP)

Available to qualifying third-country national retirees, the MRP offers a flat 15% tax rate on foreign-source pension income remitted to Malta, subject to minimum tax and property requirements.

United Nations Pensions Programme (UNPP)

Open to third-country national recipients of United Nations pensions. Qualifying UN pension income remitted to Malta may benefit from 0% Malta income tax treatment, subject to programme conditions and applicable property and residency requirements.

Digital Nomad Visa

A residence permit for remote workers employed by or contracted to companies outside Malta. Applicants must demonstrate a minimum income threshold and valid health insurance coverage.

Frequently Asked Questions

For EU, EEA and Swiss nationals, Malta offers ordinary residence (self-sufficient, self-employed, and employed routes) alongside special programmes including the Malta Residence Programme (TRP), the Malta Retirement Programme (MRP), and the United Nations Pensions Programme (UNPP). For third-country nationals, Malta offers self-employment and Single Permit routes (including the Key Employee Initiative and Specialist Employee Initiative), and special programmes including the Malta Permanent Residence Programme (MPRP), the Global Residence Programme (GRP), the MRP, the UNPP, and the Digital Nomad Visa.
The MPRP is a residence-by-investment programme open to non-EU/EEA/Swiss nationals who meet the asset, due diligence and financial contribution requirements. Successful applicants obtain permanent residence status in Malta. Specific thresholds and conditions change from time to time, and Zeta's licensed agent team will advise on the current requirements at the time of application.
Yes. Holders of a valid Maltese residence permit, including MPRP holders, may generally travel visa-free within the Schengen Area, with the right to stay in any Schengen country for up to 90 days within any 180-day period.
MPRP applicants must satisfy a combination of requirements, typically including a government contribution, an administration fee, a qualifying property (either purchased above a minimum value or rented above a minimum annual rent, with different thresholds for Malta vs. Gozo / South Malta), and a charitable donation to a registered Maltese NGO. The exact amounts depend on whether the property is purchased or leased and other current programme conditions; Zeta will advise on the applicable figures at the time of application.
Yes. Through Zeta Advisory Services Limited, we are a Licensed Agent authorised by the Residency Malta Agency to submit MPRP applications, and an Authorised Registered Mandatory (ARM) approved by the Commissioner for Revenue for other Maltese residence programmes.
The Malta Retirement Programme provides for a flat 15% tax rate on foreign-source pension income remitted to Malta, subject to a minimum annual tax and to meeting property, insurance and residency conditions. The Programme is available to qualifying EU/EEA/Swiss and, under the parallel regime, third-country national retirees.
Under the United Nations Pensions Programme, qualifying UN pension income remitted to Malta may benefit from 0% Malta income tax treatment, subject to programme eligibility, property and residency conditions.

Begin Your Malta Residency Journey

Contact us to explore residency programmes and relocation advisory tailored to your situation.